Cosmetology insurance for cosmetologists in Mass is easy with the Alternative Balance membership. Get your insurance coverage in less than 10 minutes using our easy online application. We have plans for cosmetologists who are just starting out all the way up to professionals with employees and their own salons! After putting in the time to earn your cosmetology license in MA, you’ll want to protect that investment with insurance for cosmetologists in MA.

Alternative Balance is more than just insurance for MA cosmetologists, though. We also give members business tools they need to expand their clientele and ensure scheduling and payments are easy for both the cosmetologist and their clients. You don’t have to feel alone in building your success. We are here as a group of like-minded professionals standing together to help you succeed. There’s plenty of opportunity, considering Massachusetts is the most populated state in New England! We want to give you the ability to harness the possibilities and grow your cosmetology business while keeping peace of mind that your insurance coverage will be there to protect you should something go wrong.

It’s important for your cosmetology liability insurance to be from a group you trust to always have your back. With Alternative Balance, you can have peace of mind that your cosmetology work has the coverage you need if you have a claim.

Even the most safety-conscious professional cosmetologists can have accidents with clients. From simple slip-and-fall injuries to bad skin reactions to chemicals, the cosmetologist insurance from Alternative Balance steps in to cover you defense costs and much more. We cover hair stylists, makeup artists, nail technicians, barbers, lash extensions and more! We include insurance for estheticians, which is especially useful for those of you who offer multiple services, like eyebrow and upper lip waxing, hair coloring services and manicures all in one location! If you work in multiple locations, like at a home salon or at your clients' homes to work, we cover you there too.

Are you a salon owner? We can cover your employees too! Check out our Employer coverage level for more information.

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With the Alternative Balance Professional Group, you can relax and focus on doing your best work without worrying about what will happen to your business if someone gets injured during their beauty treatment. You won't find a cosmetologist liability insurance policy like this anywhere else! This program is available to salon owners/employers, full-time workers, part-time workers and trainees.

What coverage is included in my Alternative Balance cosmetology liability insurance?

Our insurance for cosmetologists includes professional and general liability, defense costs, premises liability, and much more. To see a list of coverage provided, please see our Coverages page. Also check out our list of state regulations for cosmetologists!

How do I know I’m getting the cosmetologist insurance I need?

If you’re not sure what insurance you need or when you need to get it, check out our Cosmetology Insurance Guide! We walk through some of the most common questions asked by cosmetologists looking for liability insurance.

Alternative Balance offers the best online cosmetologist insurance! We have done the footwork and include many member benefits to help you build your business. With our exclusive member benefits combined with our amazing affordable cosmetologist insurance policy, you can grow your customer base and focus on your work.

Why choose AB

Why choose Alternative Balance Professional Group?

  • Affordable & Flexible - instant general and professional liability (GL/PL, E&O) insurance coverage for over 750 professional trades all for one low price! To see a complete list of coverages and rates, visit our Coverage & Pricing page.
  • 4.9/5 Satisfaction Rating - join over 12K satisfied, like-minded individuals who have chosen to trust ABPG to help them build their business.
  • Worldwide Coverage - You are covered everywhere you provide your service. Our coverage allows you to serve clients online and around the globe in addition to any local clients.
  • ABPG Membership - provides specific resources to grow and strengthen your education and business. Login 24/7 to access marketing tools, business templates, social and billing resources, additional insurance plans, discounts with partnering companies and more!
  • Get Featured - We are excited to showcase our members and their work through our "Get Featured" member benefit!

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Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

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Cosmetologist Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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