Fitness Instructor Liability Insurance | A+ Rated Liability Insurance Policies for Fitness Professionals and Group Fitness Teachers and Instructors

Ensure your fitness insurance policy is highly rated with general and professional liability policy limits and coverage that fit your work.

Working as a fitness instructor or group exercise instructor, you understand that fitness is not just exercising – it is a lifestyle. Clearly communicating with your students and fitness class participants is an important part of teaching your clients how to incorporate fitness principles into their lives. Having the right kind of fitness insurance is also an important part of managing your gym or teaching group fitness classes to keep you and your business safe.

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When it comes to fitness insurance, not all fitness liability insurance policies are created equal. It is imperative that you purchase a general and professional liability policy with the appropriate coverages for your gym or for yourself as an independent fitness class instructor or group fitness instructor.

With your Alternative Balance membership, you can have peace of mind knowing that when you obtain your insurance policy you have the collective knowledge, commitment and buying power of a professional group behind you. We work on your behalf diligently to offer only the best fitness insurance policies from only the top AM Best A+ rated insurers.

Why Alternative Balance for Your Fitness Insurance Policy?

  • Quick 10 Minutes or Less Online Application With Instant Proof of Coverage
  • Coverage for National, International, Mobile and Online Services
  • Coverage for Over 500 Trades & Services
  • Insurance Coverage for Students, Per-Diem, Professional and Employers
  • 24\7 Access to Online Account for Verification, Changes, Adds and Edits to Policies
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  • Exclusive Members-Only Benefits. Partner Discounts and Premium Business Resources
  • 25+ Years of Experience Supporting Businesses and People Just Like You
  • High Value Personalized Customer Service to Give You Peace of Mind
  • Premium Therapies Choices with Add-ons for Cyber and Sexual Abuse Liability
  • State-of-the-Art Affiliate Referral Program to Increase Your Earning Potential

How do I protect my fitness business?

Fitness insurance, whether for a gym, independent teacher or group fitness instructor, can protect you from students who may push themselves too far too quickly, leading to injury or the accusation of harm. It also may protect you if a student makes a claim and asks for financial reimbursement for injuries or loss of income they suffered as a result of your class or classes. Fitness insurance helps you focus on the health and well-being of so many, so why not give yourself the peace of mind you deserve and protect yourself with affordable, reliable fitness insurance from some of the world’s best-known and most trusted brands in the insurance industry.

Our decades of tenure in the industry as a well-respected professional group allows our membership access to well known, most respected, and most trusted insurance in the world, something most organizations and insurers just can’t claim.

It’s simple, reliable, low-cost and instant!

What coverage is included in my fitness insurance?

Your policy will include general & professional liability, damage to premises rented and much more. We also offer optional Cyber Liability, which protects your business in the event of a cyber attack or hack. For more information on why this coverage is important for your business, read our Cyber Liability Insurance White PaperSexual Abuse Liability is also available as an optional coverage. To see a list of coverage provided with your insurance policy, please see our Coverages page.

We also have a Q&A guide for you to answer common questions, such as when to buy insurance and what coverages you need.

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When you become a member of the Alternative Balance family, you are putting the many years of hard work by a team of dedicated staff to work for you. As a member, you are not buying from us, but through us as a benefit.

Membership means that all of the hard work has been done to ensure the fitness insurance policies made available to you are affordable, offer great value and include all of the coverages necessary to properly mitigate risk and liability.

Just great overall coverage at affordable rates to keep you safe and sound. We work for you, not the insurance companies, agents or agencies.

It’s Simple, Fast, Easy and Affordable! We are With You Each and Every Step of the Way!

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Fitness Instructor Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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