Nutritionist insurance

Whether you work in person or online, do one service or multiple, travel to your clients or work in one place, your Alternative Balance membership with insurance coverage is designed to protect your professional services.

a nutritionist sitting at a kitchen table with fruit and vegetables

PEACE OF MIND, SO YOU CAN FOCUS ON YOUR PASSION.

With Alternative Balance, you can relax and focus on providing your service. You won't find coverage like this anywhere else! Start with our general & professional liability insurance, which includes defense costs coverage that takes the financial burden off your shoulders if someone gets hurt and makes a claim against you or sues you.

Nutrition is such a large part of our health, and not many of us know how to implement healthy options as part of our everyday lives. Holistic Nutritionists and Nutritional Coaches can fill that gap, helping people find what is best for their bodies and putting together a realistic plan that will be part of their daily lives for many years to come. Insurance is a large part of your business's health. Our specialty is knowing how to keep your business healthy with our top-of-the-line liability insurance, property coverage, participant accident insurance, and member benefit suites.

WHAT COVERAGE IS INCLUDED IN my NUTRITIONIST INSURANCE?

General & Professional Liability
Products-Completed Operations
Damage to Premises Rented to You
Third-Party Medical Expenses
Personal & Advertising Injury
Defense Costs

NOW INCLUDED WITH YOUR MEMBERSHIP!

EquipProtect
Every membership automatically includes $10,000 for movable business equipment (BPP) and $10,000 for business interruption (BI) at no extra cost. Need more? You can easily upgrade to EquipProtect PLUS+ with limits up to $325,000 directly on your application to fully protect your business tools and equipment.

Participant Accident Coverage
Get built-in peace of mind with medical expense, accidental death, dismemberment, and paralysis benefits for clients injured at your business—regardless of fault. This unique coverage allows you to support your clients right away and preserve your working relationship before a legal demand is ever made. (Note: Incidents must be reported immediately through your AB account to prevent legal demands and lawsuits being made before medical bills can be paid).

What if??

Wondering what kind of claims could be covered by nutritionist insurance? We've got some examples to make it easy.

General Liability: Someone trips over a cord and breaks their arm while receiving instruction at your place of business.
Professional Liability: You advised they start a certain diet without asking about their allergies or medical history, and they sue you for poor advice and suffering as a result of a bad reaction to the diet.
Damage to Premises Rented: While demonstraing a new healthy meal idea for a client in a temporary kitchen space, a fire starts on the stove causing damage to the kitchen you're renting.

Note: These are just examples. Your claims adjuster will have the final say in coverage and payouts.

Nutritional Therapist SUB-INDUSTRY INSURANCE

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Nutritional Therapist Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

I teach classes in several locations as a nutritional therapist, am I covered?

On January 2, 2026

As a nutritional therapist you would be covered teaching in several locations but must be abiding by all state and local laws regarding your service. A landlord, school or venue might require you to add them as an additional insured.

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use for 7 days or less. It does not apply to permanently leased locations.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

False Arrest, detention or imprisonment
Malicious prosecution
Wrongful Eviction or Wrongful Entry
Oral or written publications that slander or libels a person or organization
Oral or written publication or material that violates a person's right of privacy
The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

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