The following activities are currently excluded from the Participant Accident coverage:

  • parachuting
  • hang gliding
  • motorcycling
  • mountain biking
  • nonmotorized bike racing (BMX)
  • scuba diving
  • snow or water skiing
  • mountain climbing
  • sky diving
  • amateur racing of any motor vehicle by water or land
  • piloting any aircraft
  • bungee jumping
  • zip lining
  • base jumping
  • spelunking
  • whitewater rafting
  • surfing
  • parasailing

**Please note these are brief definitions of exclusions for the current year’s policy only, and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of exclusions.