Personal Trainer & Fitness Equipment Insurance

Personal Trainer Equipment InsuranceAs a personal trainer or fitness professional, you probably have equipment you use with your clients and to manage your business. Everything you have purchased for your fitness and training business, from kettlebell weights to your computer, should be protected from theft, damage, and more. You’ve invested in the equipment, so now it’s time to protect that investment.

Why get business personal property insurance?

Business personal property means the equipment and tools you use for your business. If something happens to that property, then you may not be able to provide your services, and investing in replacements can be costly. With the BPP coverage through Alternative Balance, you can be confident that your business investment will be protected if something happens to your equipment – no matter where it is. This coverage “floats” with your equipment, so it’s covered from your gym to your car to your client’s home and back!

Combine BPP with the Professional & General Liability and Participant Accident Coverages

Visit our Coverage & Pricing page for full details on what is included in all our insurance plan options. When you join Alternative Balance, you get access to special pricing for the following insurance plans:

  • General & Professional Liability: Covers your defense if you are blamed for an injury or property damage resulting from your services or injury due to a ‘slip and fall’ type accident on your premises.
  • Business Personal Property (BPP): Covers contents used in your business (such as equipment and technology) and loss of income if there is a covered incident preventing the regular operations of your business.
  • Participant Accident: This accident plan covers medical and death bills if one of your clients gets injured while using your services or equipment. Medical bills are settled outside of court.

Combine all three for complete peace of mind.

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BPP and PA coverages are currently only available to professionals in the fitness, dance, nutrition, life coaching, and health coaching industries.

Why choose AB

Why choose Alternative Balance Professional Group?

  • Affordable & Flexible - instant general and professional liability (GL/PL, E&O) insurance coverage for over 500 professional trades all for one low price! To see a complete list of coverages and rates, visit our Coverage & Pricing page.
  • 4.9/5 Satisfaction Rating - join over 10K satisfied, like-minded individuals who have chosen to trust ABPG to help them build their business.
  • Worldwide Coverage - You are covered everywhere you provide your service. Our coverage allows you to serve clients online and around the globe in addition to any local clients.
  • ABPG Membership - provides specific resources to grow and strengthen your education and business. Login 24/7 to access marketing tools, business templates, social and billing resources, additional insurance plans, discounts with partnering companies and more!
  • Get Featured - We are excited to showcase our members and their work through our "Get Featured" member benefit!

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Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

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Personal Trainer Insurance FAQs

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