Personal Trainer & Fitness Equipment Insurance

As a personal trainer or fitness professional, you probably have equipment you use with your clients and to manage your business. Everything you have purchased for your fitness and training business, from kettlebell weights to your computer, should be protected from theft, damage, and more. You’ve invested in the equipment, so now it’s time to protect that investment.

Why get business personal property insurance?

Business personal property means the equipment and tools you use for your business. If something happens to that property, then you may not be able to provide your services, and investing in replacements can be costly. With the BPP coverage through Alternative Balance, you can be confident that your business investment will be protected if something happens to your equipment – no matter where it is. This coverage “floats” with your equipment, so it’s covered from your gym to your car to your client’s home and back!

Combine BPP with the Professional & General Liability and Participant Accident Coverages

Visit our Coverage & Pricing page for full details on what is included in all our insurance plan options. When you join Alternative Balance, you get access to special pricing for the following insurance plans:

• General & Professional Liability: Covers your defense if you are blamed for an injury or property damage resulting from your services or injury due to a ‘slip and fall’ type accident on your premises.
• Business Personal Property (BPP): Covers contents used in your business (such as equipment and technology) and loss of income if there is a covered incident preventing the regular operations of your business.
• Participant Accident: This accident plan covers medical and death bills if one of your clients gets injured while using your services or equipment. Medical bills are settled outside of court.

Combine all three for complete peace of mind.