COSMETOLOGY INSURANCE FOR COSMETOLOGISTS, ESTHETICIANS, ELECTROLOGISTS, EYELASH TECHS, HAIR STYLISTS, BARBERS, NAIL TECHS AND MORE
Get instant cosmetologist insurance from Alternative Balance. We make it easy for you to protect the investment you made in yourself. You have received specialized education and training to provide your clients with a wide variety of hair and beauty needs. Your training helps you stay safety-conscious about your clients' experience at your salon to ensure they have a good experience.
Unfortunately, even the most safety-conscious professional cosmetologist can have incidents with clients. Cosmetology liability insurance can protect your finances and your business if a client gets hurt, for example allergic reactions to products you use, cuts from making sudden movements while you're performing your service and slips and falls in your salon. We cover hair stylists, makeup artists, nail technicians, barbers, lash extensions and more!
We even include insurance for estheticians and electrologists, which is especially useful for those of you who offer multiple services. Your Alternative Balance membership includes eyebrow and upper lip waxing insurance, hair coloring insurance and manicure & pedicure insurance! Even if you work in multiple locations, have a home salon or go to your clients' homes to work, we cover you there too - anywhere in the world.
If you employ others, we also offer liability insurance for salon owners.
NEW!! Now offering coverage for permanent cosmetics! Learn more here!
- 750+ Services - 1 Policy, For 1 Price
- Join Over 12,000 Satisfied Members
- Live In The US - Work Worldwide
- 4.9/5 Satisfaction Rating
- Instant Online Insurance
- Simple 2-Step Application
WHAT COVERAGE IS INCLUDED IN MY COSMETOLOGIST INSURANCE?
Our cosmetologist insurance includes professional and general liability, defense costs, premises liability and much more. This program is available to full-time workers, part-time workers and trainees and even salon owners/employers. To see a full list of coverage provided, please see our Coverages page. Also check out our list of state regulations for cosmetologists!
- General & Professional Liability
- Products-Completed Operations
- Damage to Premises Rented to You
- Third-Party Medical Expenses
- Personal & Advertising Injury
- Defense Costs
WE CAN HELP PROTECT YOUR BUSINESS
With the Alternative Balance Professional Group, you can relax and focus on your business. You won't find a cosmetologist liability insurance policy like this anywhere else! But we don't stop there. When you join Alternative Balance, you get business tools to help grow your business, a community of like-minded people in the industry, personal service from our amazing customer service department, exclusive discounts on industry tools and services and much more. We also provide free liability waivers and client intake forms to help you manage your risk.
Check out our Cosmetology Insurance Guide for answers to common cosmetology insurance questions.