PILATES STUDIO INSURANCE | LIABILITY, BUSINESS PERSONAL PROPERTY, & PARTICIPANT ACCIDENT

Pilates is a challenging but rewarding workout that uses machines or other tools to increase flexibility, fitness and mind-body connection. Alternative Balance wants to help you protect your Pilates studio with high quality insurance and exclusive member tools like waivers, student intake forms and industry discounts.

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HOW DO I PROTECT MY PILATES STUDIO BUSINESS?

Protecting your Pilates studio starts with having comprehensive Pilates studio insurance that protects your business in case of an injury or claim. Buy liability insurance today and get A+ rated Pilates liability insurance designed for you!

You also have access to business personal property & business interruption insurance and participant accident insurance through your exclusive Members-only Insurance Suite.

WHAT COVERAGE IS INCLUDED IN MY PILATES LIABILITY INSURANCE?

Our policy covers Pilates studios in the US and your events or classes worldwide (even online). Your policy will include general & professional liability, damage to premises rented, products & completed operations, defense costs and much more. We also offer optional Cyber Liability, which protects your business in the event of a cyber attack or if your client information is exposed. Sexual Abuse Liability is also available as an optional coverage. Visit our Coverage & Pricing page for more specific information about the types of coverage included in our plan.

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Executive Coach Examples

What if??

Wondering what kind of claims could be covered by wellness coach insurance? We've got some examples to make it easy.

  • Professional Liability: A client sues because they believe you gave them faulty advice and they want to recoup losses.
  • Damage to Premises Rented: A client accidentally knocks something over damaging the floor in your rented studio.
Note: These are just examples. Your claims adjuster will have the final say in coverage and payouts.

Pilates Instructor

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Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

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Pilates Instructor FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.  However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

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