With Alternative Balance, you can relax and focus on providing your service. You won't find coverage like this anywhere else! Start with our general & professional liability insurance, which includes defense costs coverage that takes the financial burden off your shoulders if someone gets hurt and makes a claim against you or sues you.
Dance studio owners take great care to provide a positive experience for their clients. Getting the right insurance for your studio shouldn't be a hassle! Whether it's just you or if you have multiple employees working with your clients, or whether you're the studio owner and need coverage for your equipment, we've got the right insurance for you. In less than 10 minutes, you can have instant access to insurance for your dance studio. Alternative Balance also wants to help you protect your business with high quality member tools like liability waivers and client intake forms.
Business Personal Property & Business Interruption ("BPP/BI") coverage is now included FREE with your Alternative Balance membership! That's $10,000 for your equipment and $10,000 for business interruption for no additional cost!
Plus, automatically get accident coverage which includes payments for medical expenses and accidental death, dismemberment and paralysis benefits for your clients who are injured – regardless of who is at fault for the injury. Visit our Coverage page for more information.
Our plans cover Dance teachers who teach anywhere in the US or abroad.
Wondering what kind of claims could be covered by dance insurance? We've got some examples to make it easy.
We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!Explore Benefit Suites
Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.
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The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.
Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.