YOGA INSURANCE DESIGNED FOR YOGA TEACHERS

Yoga insurance from Alternative Balance is the #1 choice for yoga teachers, and it's all instant and online! Our goal is to support you with the right yoga teacher insurance and business tools to help you stay protected and successful. Our coverage follows you wherever you teach - even online.

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WHAT COVERAGE IS INCLUDED IN MY YOGA INSURANCE?

We also have a Q&A guide that answers common questions about yoga insurance, such as when to buy yoga instructor insurance and what coverages you need. Visit our Yoga Insurance Guide here.

  • General & Professional Liability  
  • Products-Completed Operations  
  • Damage to Premises Rented to You  
  • Third-Party Medical Expenses  
  • Personal & Advertising Injury  
  • Defense Costs  

NOW INCLUDED WITH YOUR MEMBERSHIP!

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Yoga Examples

What if??

Wondering what kind of claims could be covered by yoga insurance? We've got some examples to make it easy.

  • General Liability: A client trips over a yoga mat, causing them to fall and break their wrist.
  • Professional Liability: You advised that they stretch a certain way, they get hurt and sue you because they have limited mobility.
  • Damage to Premises Rented: During a chair yoga class at a convention, you and your students drag chairs out of the corner to use, but then later you realize that this caused scratches all over the floor. This coverage would apply since the space was rented or used with permission for fewer than 7 days.
Note: These are just examples. Your claims adjuster will have the final say in coverage and payouts.

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Yoga Insurance

Yoga SUB-INDUSTRY INSURANCE

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Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

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Yoga Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.  However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use for 7 days or less. It does not apply to permanently leased locations.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

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Say hey to our member, Angela Wuerz! @angelawuerz 💟What she does: I’m Angela Wuerz, a dedicated Registered Bach Flower Practitioner based in Los Gatos, California. I have a passion for helping individuals find balance and emotional well-being through the natural, gentle healing power of Bach Flower Remedies. With years of experience, I specialize in working with adults, teens, and couples to support their journey toward greater harmony and mental clarity. 💟What she says about Alternative Balance: When I had a question about my insurance, I was able to reach a real person and get the answer within minutes. #ABmembers #businessmembership #healthcoachcommunity #onlinehealthcoaching #emotionalhealing #smallbusinessfeature #virtualhealthcoach #ABfeaturedmember

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Say hey to our member, Chrystal Goldschmidt! 💟Company Name: Serenica Wellness - FKA Hydrologie Wellness 💟What she does: Chrystal is very passionate about her work. Chronic childhood trauma, abuse, neglect, and the loss of her husband who lost his battle to military service-connected PTSD by suicide, led her to survive life with chronic PTSD (complex post-traumatic stress disorder) among other issues. These things triggered intense grief, anxiety, fear, OCD, and perfectionism. She attributes her outstanding results during her healing journey from C-PTSD, negative core beliefs, imposter syndrome, and many health conditions using the Emotional Freedom Technique (EFT Tapping) and Energy Medicine. 💟What she says about Alternative Balance: Alternative Balance has helped my business with insurance coverage that we can trust that is specifically designed to protect our variety of professional and holistic services. #ABmembers #businessmembership #PTSDhealing #EFTpractitioner #emotionalfreedomtechnique #griefcoach #griefhealing #energymedicine #energyhealer #energyworkersofinstagram #ABfeaturedmember

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Say hello to our member, Janine! Here’s a little about her: 💟Company Name: Rise Coaching Services (@risecoachingservices) 💟What she does: Janine helps school-age children and young adults find their authentic selves and live their best lives. 💟What she says about Alternative Balance: Alternative Balance has ensured that I now have liability insurance after waiting for years. They are so helpful, kind, and human. Love my experience so far. Head to our bio link to get your free (instant!) quote or call our 5-star customer care team to learn more about being an Alternative Balance member! #ABmembers #businessmembership #alternativehealthpractitioner #californiasmallbusiness #lifecoaches #coachingcommunity #featuredmember #ABfeaturedmember

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Say hello to our member, Jana (@janahanalei)! Here’s a little about her: 💟Company Name: Hanalei SUP Yoga 💟What she does: Jana is the founder of Hanalei SUP Yoga. She holds an E-RYT 500 hour yoga instructor certification, SUP Yoga teacher certificate, is a WPA Class Il instructor and a PaddleFit Pro Coach. She offers a SUP Yoga teacher training and WPA class I certification annually. During the summer she teaches a variety of classes on the North Georgia lakes. When she's not teaching, she hosting SUP and yoga retreats in North and Central America or volunteering for a Newfoundland dog rescue. 💟What she says about Alternative Balance: Alternative Balance has helped me by providing coverage for my unique business needs at an affordable rate. Head to our bio link to get your free (instant!) quote or call our 5-star customer care team to learn more about being an Alternative Balance member! #ABmembers #businessmembership #alternativehealthpractitioner #georgiasmallbusiness #SUPyoga #yogateachers #yogacommunity #featuredmember #ABfeaturedmember

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Say hello to our member, Sarah (@browvanaco)! Here’s a little about her: 💟Company Name: Brow-Vana 💟What she does: Sarah is a small business owner specializing in microblading and ombre powder brows. 💟What she says about Alternative Balance: Alternative Balance has helped me by keeping my business well secured in case of any mishaps. Head to our bio link to get your free (instant!) quote or call our 5-star customer care team to learn more about being an Alternative Balance member! #ABmembers #businessmembership #alternativehealthpractitioner #floridasmallbusiness #estetician #businesscommunity #featuredmember #ABfeaturedmember

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Say hello to our member, Shana (@aspirefitnesshealth)! Here’s a little about her: 💟Company Name: Aspire Fitness Health 💟What she does: As a dedicated nutrition coach and personal trainer, I am passionate about helping individuals achieve their health and fitness goals through a holistic approach. With a deep understanding of the vital role that nutrition plays in overall well-being, I strive to educate and empower my clients to make sustainable lifestyle changes. By combining personalized exercise plans with tailored nutrition advice, I aim to optimize both physical performance and mental well-being. With a strong emphasis on balance and mindfulness, I believe in nurturing the body, mind, and soul to achieve long-lasting results. Together, we can embark on a transformative journey towards a healthier, happier life. 💟What she says about Alternative Balance: Alternative Balance has been instrumental in providing me with great insurance coverage and ensuring peace of mind for both myself and my business. Their comprehensive policies have safeguarded me against potential risks and unforeseen events, allowing me to focus on running my business with confidence. Knowing that I have reliable protection in place has alleviated any worries about potential financial losses or liabilities. Head to our bio link to get your free (instant!) quote or call our 5-star customer care team to learn more about being an Alternative Balance member! #ABmembers #businessmembership #alternativehealthpractitioner #nutritioncoaches #personaltrainers #wellnessentrepreneur #businesscommunity #featuredmember #ABfeaturedmember

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