YOGA INSURANCE DESIGNED FOR YOGA TEACHERS

Yoga insurance from Alternative Balance is the #1 choice for yoga teachers, and it's all instant and online! Our goal is to support you with the right yoga teacher insurance and business tools to help you stay protected and successful. Our coverage follows you wherever you teach - even online.

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WHAT COVERAGE IS INCLUDED IN MY YOGA INSURANCE?

We also have a Q&A guide that answers common questions about yoga insurance, such as when to buy yoga instructor insurance and what coverages you need. Visit our Yoga Insurance Guide here.

  • General & Professional Liability  
  • Products-Completed Operations  
  • Damage to Premises Rented to You  
  • Third-Party Medical Expenses  
  • Personal & Advertising Injury  
  • Defense Costs  

NOW INCLUDED WITH YOUR MEMBERSHIP!

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Yoga Examples

What if??

Wondering what kind of claims could be covered by yoga insurance? We've got some examples to make it easy.

  • General Liability: A client trips over a yoga mat, causing them to fall and break their wrist.
  • Professional Liability: You advised that they stretch a certain way, they get hurt and sue you because they have limited mobility.
  • Damage to Premises Rented: During a chair yoga class, you and your students drag chairs out of the corner to use, but then later you realize that this caused scratches all over the floor, and your landlord wants you to fix the damage.
Note: These are just examples. Your claims adjuster will have the final say in coverage and payouts.

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Yoga Insurance

Yoga SUB-INDUSTRY INSURANCE

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Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

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Yoga Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.  However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

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