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Reiki Insurance

Reiki Insurance

REIKI INSURANCE ONLINE FROM ALTERNATIVE BALANCE | BEST A+ RATED REIKI INSURANCE

Perhaps the most widely known form of energy work, Reiki can have powerful effects. To protect your Reiki business, you should make sure to have the right kind of Reiki liability insurance. With Alternative Balance, you get access to exclusive industry discounts and benefits that can help you grow and protect your business. We are more than Reiki insurance - we are a group of members who want to help you succeed!

Reiki Masters (teachers) understand how attunement works, allowing the practitioner to tap into an unlimited supply of "life force energy," which they can use to improve their own and other's health and quality of life. Reiki does not depend on the practitioner's intellectual or spiritual capacity or state of development. There is no body of esoteric knowledge to be mastered. Once a practitioner is attuned, the healing energy just flows through her/his hands (when they are being used for healing). Our founder, Kim Henderson, is a Reiki Master and understands what you need to feel confident that your business is protected and supported.

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HOW DO I PROTECT MY REIKI BUSINESS?

Treatment results can vary from client to client, and it is important for both the Reiki practitioner and client to have clear communication. Reiki liability insurance can protect you from lawsuits and medical bills from clients and students who may slip and fall at your place of business or if they ask for financial reimbursement for injuries or loss of income they suffered as a result of your class or treatment.

WHAT COVERAGE IS INCLUDED IN MY REIKI LIABILITY INSURANCE?

Our Reiki insurance policy includes professional and general liability for your Reiki services, defense costs, personal & advertising injury and much more. This program is available to full-time workers, part-time workers and trainees as well as employers. Visit our Coverage page for more specific information about the types of coverage included in our Reiki insurance plan.

General & Professional Liability
Products-Completed Operations
Damage to Premises Rented to You
Third-Party Medical Expenses
Personal & Advertising Injury
Defense Costs

What if??

Wondering what kind of claims could be covered by energy work insurance? We've got some examples to make it easy.

General Liability: Client sits up too fast from the table and gets lightheaded and falls, spraining their wrist.
Professional Liability: A client sues because they were injured physically or mentally as a result of the therapy.
Damage to Premises Rented: Your treatment table breaks and damages the hardwood flooring in your rented space.

Note: These are just examples. Your claims adjuster will have the final say in coverage and payouts.

General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

False Arrest, detention or imprisonment
Malicious prosecution
Wrongful Eviction or Wrongful Entry
Oral or written publications that slander or libels a person or organization
Oral or written publication or material that violates a person's right of privacy
The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

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Reiki Insurance

REIKI INSURANCE ONLINE FROM ALTERNATIVE BALANCE | BEST A+ RATED REIKI INSURANCE

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HOW DO I PROTECT MY REIKI BUSINESS?

WHAT COVERAGE IS INCLUDED IN MY REIKI LIABILITY INSURANCE?

Energy Work Examples

What if??

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