No.
NOW YOU CAN INCLUDE INSURANCE FOR YOUR EMPLOYEES TOO!
Own a salon? A yoga studio? Maybe a holistic center, gym, fitness or dance studio? We now give you the ability to cover all of your employees and yourself on one insurance policy! Adding your employees to your membership puts the power back in your hands to save on liability insurance costs.
In the past, each of your employees would have needed to purchase their own insurance coverage. Now, all of you can be on one policy, giving you peace of mind that your business is fully covered. Employees must be W-2 employees, not independent contractors, to qualify as employees on this policy.
NEW!! Now offering coverage for tattoo services, body piercing services, and permanent makeup!
DO ALL MY EMPLOYEES NEED TO PROVIDE ALL THE SAME SERVICES?
KEEP COSTS LOW WITH ALTERNATIVE BALANCE
Many insurance companies offering commercial liability insurance aren't familiar with your industry and charge a minimum premium of $1,000 or more if you want your employees covered. We are an association built and run by practitioners with experience in many of the fields we insure. Choosing to join the association brings you many business benefits, plus the peace of mind that you are getting the highest quality insurance coverage for the best price, all with personalized one-on-one service. For more details about the coverage, visit our Employer Coverage FAQ section, or Contact Us today!
NOW INCLUDED WITH YOUR MEMBERSHIP!
Employer Insurance
Employer Coverage FAQs
Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.
Can I remove employees?
During the policy period, you cannot remove employees from your policy, however you can deactivate them in your account center. Upon renewal, you can then choose which employees need to be on going forward.
Can I add my employees or independent contractors to my liability policy?
W2 employees can be added to your policy at any time. Independent contractors would need their own policy.
Can I add employees to my policy?
Yes! You can add employees to our liability coverage policy. Each individual employee that needs coverage must be specifically added as a scheduled employee on this policy. They must also be a W2 employee. If you only have 1099 contractors they will need to secure coverage of their own.
Can I add an independent contractor/ 1099 employee to my liability policy?
No, only W2 employees can be added to the liability coverage level policy.
Can employees work anywhere?
Coverage will follow the insured employee so long as they are working under the policy holding Employer’s business name, and they must abide by all rules & regulations pertaining to their trade in the area they are working in.
Can employees add themselves to my policy?
No, only the Employer can add employees to their policy.
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