We know what you need because we've worked in your industry too! As an alternative health, fitness, beauty or wellness professional your Alternative Balance membership gets you the exact coverage you need, like...
Professional & General Liability Insurance
If you're held legally responsible for someone else's injury or damage to their property, liability insurance can help cover medical and legal fees.
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Professional Liability insurance provides coverage for any wrongful acts resulting from your professional service. This includes situations such as breach of duty, neglect, error, omission, misstatement or a misleading statement, which may cause economic or financial losses to third parties. For instance, if you're a fitness trainer and your workout program is accused of leading to an injury, professional liability insurance is designed to step in to protect you.
General Liability insurance is designed to protect your business from claims of bodily injury or property damage caused by your negligence, such as a slip and fall incident that occurs on your premises.
BPP & Business Interruption Insurance
This type of coverage protects items your business owns, your income and expenses.
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Business Personal Property (BPP) is insurance that covers movable assets owned by your business such as inventory, equipment, supplies, and furniture. It also covers property that is in your possession. Common reasons for loss include theft, fire, water damage, vandalism, and hail.
In case of a covered loss, business interruption and extra expense insurance can provide financial aid during a temporary shutdown to replace your lost income and expenses such as rent and payroll.
Participant Accident Insurance
Participant Accident insurance is different from liability insurance in that it is no-fault coverage for injuries or accidents that occur in your facility.
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This means that if a participant is injured, the policy is designed to cover medical expenses such as emergency room charges, doctor visits, hospital bills, and other related costs. In addition, this coverage will provide a sum to the injured party or their beneficiaries in the unfortunate event that they suffer death, loss of limb or paralysis as a direct result of an accident that occurred at your facility or while participating in a covered activity.
- 28/05/2026in Business Help, FAQ: Business Insurance, Insurance
What It Means to Add Additional Insured, Waiver of Subrogation, and Primary Non-Contributory Endorsements to Your Insurance Policy
Written by: Lindsey Lessard, Vice President of NEXO Insurance, Broker Representative for Alternative Balance If you’ve ever been asked to provide proof of insurance for a contract, event, or facility, you’ve likely come across terms like Additional Insured (AI), Waiver of Subrogation (WOS), and Primary & Non-Contributory (PNC). These requiremen... - 19/05/2026in FAQ: Affiliates & Sponsorships, Insurance, Member Guest Posts, Uncategorized
You Help Your Clients Take Care of Themselves. What About You?
Why independent wellness professionals are finally finding a health plan that fits the way they actually work. Written by Solo Health Collective, a trusted Alternative Balance Partner Healthcare is one of those things that wellness professionals understand better than almost anyone. You know how the body works. You know what it costs to ignore it.... - 04/02/2026in Business Help, Insurance
Client Onboarding That Actually Keeps Clients Coming Back
Written by Katie Nissley, Partnerships Coordinator with OfferingTree The first few interactions a client has with your wellness business set the tone for their entire journey with you. Yet the real opportunity for retention starts after someone books—and that’s where many studios have room to strengthen their systems. Too often, they send a ...
What are the steps?
Complete application HERE
Submit Payment
Receive INSTANT COVERAGE
What else is included in the membership?
With your membership, you receive instant insurance coverage (see details), 24/7 online access and member benefits like access to our Business Speaker Series, discounts on services, document templates for waivers and intake forms, industry subscriptions, access to online business management tools and much more! To see a more complete list of our member benefits, visit our Benefit Suites page.
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