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Massage Therapy Insurance

Massage Therapy Insurance

Massage Insurance

MASSAGE THERAPY INSURANCE THAT HELPS YOUR BUSINESS GROW

Massage insurance is an important part of growing your massage business. Protecting your investment brings you peace of mind, knowing that if you were to have a claim, you have a powerful group behind you for support. Our massage insurance includes defense costs coverage, which prevents you from having to shoulder the cost of defending yourself in court regardless of your responsibility in a claim.

Alternative Balance Professional Group also supports you as you grow and expand your massage business. If you decide to offer new or complementary services, your liability insurance may already have you covered under your original policy. That is just one of the advantages of joining our professional group with more than 500 types of professional therapies covered.

We are more than just massage insurance, though. With Alternative Balance, you get access to exclusive industry discounts and business tools that help you develop your clientele and grow your massage business. Whether you are a mobile massage therapist, work in a salon or spa or have your own office, our massage therapist liability insurance follows you everywhere you work - even internationally! Get started today and have instant access to your insurance documents and all the benefits of Alternative Balance membership!

500+ Services - 1 Policy, For 1 Price
Join Over 10,000 Satisfied Members
Live In The US - Work Worldwide
4.9/5 Satisfaction Rating
Instant Online Insurance
Simple 2-Step Application

HOW DO I BEST PROTECT MY MASSAGE THERAPY BUSINESS?

The best way to protect your massage therapy business is to get the right coverage for your industry. Getting the best carriers to have your back is an invaluable step for your work. At Alternative Balance, we believe in working with only the best, making sure that our members don't have to wonder if they will be supported in their time of need. We research our massage insurance carriers deeply before deciding to work with them. That means you can rest assured knowing your massage insurance will be there when you need it.

Some examples of how massage therapist liability insurance can protect you include clients who have allergic reactions from oils and creams or slip and falls. Our massage insurance also protects you if a client makes a claim and asks for financial reimbursement for injuries or loss of income they suffered as a result of your treatment. And don't forget that we include coverage for defense costs, which will be the first line of support you will need if a claim occurs.

WHAT COVERAGE IS INCLUDED IN MY MASSAGE LIABILITY INSURANCE?

General & Professional Liability
Products-Completed Operations
Damage to Premises Rented to You
Third-Party Medical Expenses
Personal & Advertising Injury
Defense Costs

To see a specific list of coverage provided, please see our Coverages page. Sexual Abuse Liability is available as an optional coverage (for more information on why this is important for your business, read our Sexual Abuse Liability Insurance White Paper). Check out our Q&A guide for answers to common questions, such as why do I need insurance and what coverages do I need? We invite you to also visit our Massage Insurance Guide.

Why choose Alternative Balance Professional Group?

Affordable & Flexible - instant general and professional liability (GL/PL, E&O) insurance coverage for over 500 professional trades all for one low price! To see a complete list of coverages and rates, visit our Coverage & Pricing page.
4.9/5 Satisfaction Rating - join over 10K satisfied, like-minded individuals who have chosen to trust ABPG to help them build their business.
Worldwide Coverage - You are covered everywhere you provide your service. Our coverage allows you to serve clients online and around the globe in addition to any local clients.
ABPG Membership - provides specific resources to grow and strengthen your education and business. Login 24/7 to access marketing tools, business templates, social and billing resources, additional insurance plans, discounts with partnering companies and more!
Get Featured - We are excited to showcase our members and their work through our "Get Featured" member benefit!

Massage Therapy Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

False Arrest, detention or imprisonment
Malicious prosecution
Wrongful Eviction or Wrongful Entry
Oral or written publications that slander or libels a person or organization
Oral or written publication or material that violates a person's right of privacy
The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

Customer Testimonial

"Kristine was so amazing and the call was the most helpful and informative process! I am thrilled to be covered with Alternative Balance, and for anyone in my field of fitness, I would not recommend any other company!"

Angie

Customer Testimonial

“I put in my contact information and within two minutes Dawn called me with all of the answers I needed to make an informed decision! She even brought up policies that were available and applicable to me that I somehow missed on the website! Thank you, Dawn! ”

Sarah T

Customer Testimonial

"In addition to insurance coverage
they offer additional benefits to their customers such as highlights
on social media."

Cassandra

Customer Testimonial

“The customer service reps at Alternative Balance are wonderful! Thank you Dawn and Kristine! I am very happy with the product and service.”

Judy

Customer Testimonial

“Learned about this company from a friend, very happy with my coverage. Uncomplicated and immediate coverage at your fingertips! Thanks”

Dunnia

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