Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance Owning your own business involves understanding insurance and contractual requirements. This includes a Certificate of Liability Insurance (COI), a document that plays a pivotal role in business interactions. This blog post delves into what a COI is, how to obtain one, and

Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance  In today’s fast-paced and often unpredictable world, the role of a life coach has become increasingly significant. As a life coach, you offer guidance and support to people seeking personal or professional growth. However, along with the rewards of helping others comes

Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance In the world of holistic health, fitness, beauty, and wellness, unforeseen events can pose significant challenges to businesses and industry professionals. These challenges, ranging from accidents and injuries to legal disputes, can be mitigated with the right insurance coverage. Today, we will

Written by: Miriam Ball, Chief Insurance Officer, Alternative Balance In the world of esthetics, client safety is paramount. Not only does it ensure the well-being of clients, but it also protects estheticians and their businesses from potential lawsuits. Understanding common claims in the esthetics industry and implementing rigorous risk management practices can significantly minimize the

Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance Aqua exercise, also known as water aerobics, has become a popular way to stay fit and healthy. A great example of this is WATERinMOTION®, which offers SilverSneakers-approved classes to folks all over the US! This form of exercise, performed in a swimming

Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance Liability insurance is incredibly important for all businesses to have, and birth and end-of-life doulas are no exception. They play a pivotal role in pregnancy, childbirth and the end of a client’s life offering emotional, physical and informational support. However, it also

Written by: Lindsey Lessard, Director of Client Services, Broker Representative for Alternative Balance In the world of business, unpredictability is often the only constant. Whether you’re a burgeoning startup or a seasoned enterprise, renting a temporary commercial space exposes you to certain risks, including potential damages to the property. This is where the safety net

Written by: Lindsey Lessard Director of Client Services, Broker Representative for Alternative Balance Your company’s business personal property (“BPP”) is a vital part of your operations. Whether you have a small online presence with only a laptop or you have a gym full of weight machines, it’s important to protect your business assets with BPP insurance. 1) It

Written by: Lindsey Lessard Director of Client Services, Broker Representative for Alternative Balance Running a business comes with risks – some are common amongst all types of companies, while others are unique to each individual business and their operations. Due to this, it’s very important for all business owners to understand what types of insurance they should have.

Written by: Lindsey Lessard Director of Client Services, Broker Representative for Alternative Balance We’ve all heard “that’s what she said” jokes, often when we are around friends and family. There is absolutely no shortage of sexual innuendo jokes, and no matter who you are with, there is a pretty high probability they are going to